Why? 1. He has no incentive to marry you if you give him wife treatment as a girlfriend. FDS is clear about this. 2. You combine finances without legal protection 3. If you give up your house, you have zero protection if he decides to kick you out. You give up your place, you're dependent on him.4. If you invite him in your space, it will be hell for you to kick HIM out if he cheats.
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Conversely, I wouldn't marry someone without living with them first. I feel like it's a lot harder to hide stuff when you live together so if I learn my spouse is a serial killer or something, the day we move in together, I don't want to be legally bound to him!
I have some relatives who didn't live together before marriage and I've heard murmurs of "If I knew he was gonna be X or live like Y I never would have married him" and they are MISERABLE. But they're too traditional for divorce (or premarital cohabitation.)
I think a good compromise is once there's a ring on your finger and a wedding venue is booked with a deposit paid (from him, obviously), THEN I would move in with them. It would be a requirement, too, otherwise I would call off the engagement 'cause that makes me think he's trying to hide something and trap me once we've exchanged nuptials, thinking I won't leave.
I have no problem canceling a wedding the day before if I discover something I don't like during our engagement. If he doesn't get a refund, that's not my problem.