Took me a decade to find a somewhat decent job amidst depression and wrong career choices (don't fall for the cliche of 'do what you love'. That only works if you love something that makes money). Now that I have that, everything is outrageously expensive. Rents through the roof, I'll definitely never ever be able to buy a house, food is also extremely expensive...
Many of the people I met at college are doing great, but most people I know are screwed. I still live with my parents, I'm solo so no perspective to split the bills with someone (and that's not FDS approved). How can I level up and be successful and have the life I want if I can't even rent a studio that isn't disgusting and in a bad neighbourhood?
All I want in my life is to be financially independent. I grew up witnessing my father's violence against my mother. She couldn't leave him because she didn't have any money of her own; Now I'm stuck in the same house where all those horrible things happened because existing is ridiculously expensive and it just never gets better. It only gets worse.
I'm tired and depressed. I feel like I'll never be able to move out. I don't want to travel (that's also very expensive to me), I don't want to buy shit. I want to find a home and be able to pay the bills. I'm soooo tired of this hopelessness.
Girl no it’s not impossible. I get things are hard but you have to be strong and believe in yourself.
I grew up being physically and emotionally abused by my mom, we were also homeless. I now have a PhD and I’m in tech. With no help from my family. If I can do it you can too.
From a strictly financial standpoint, it would seem that by living with your parents you should be able to set money aside to build a future for yourself. But you say you are living in a home that consistently retraumatizes you. This means your main objective needs to be to get the eff out of there.
I was in your shoes once- living with my parents in the Bay Area. I made pretty good money waitressing- often $200 a night in tips alone. But I couldn't save any money, and even sharing an apartment in the ghetto would have been more than I could afford. I kept making excuses, but finally I got real about my situation. The fact was, I was spending hundreds of dollars weekly on going out, drinking, and pot. By cutting back on those habits (and eventually cutting them off entirely) I was able to afford to share an apartment. Then I got smart and moved several hours away where I was able to rent an entire home for even less than what I was paying to share the stupid apartment. Now I own a home and have an actual career in nursing.
You have options. You actually have MORE options by moving out. When you live with your parents, you likely won't have access to food stamps or other programs to help you get on your feet, because they will go by the entire household's income.
My advice is to take a leap of faith and get out of there ASAP. You are currently paralyzed by fear. At a certain point you may have to acknowledge that something, anything, is better than what you have now.
Here's a virtual hug to you.
I totally understand what you mean.
All I can say is that, keep exploring options (that can help you make money) by doing online searches and connecting with people (irl or online) and definitely ask them what they do and how they reached a comparatively better place for themselves. Their approach, their struggles, their journey.
See if you can pick even 0.5 of a thing they say or did and that will be half a step forward. Which is half a unit better than feeling absolutely hopeless.
(When I start crying because of feeling hopeless and insecure, I start solving sudoku and it organizes my thoughts and helps me atleast think of what can be done, but this is just me)
It's tough out there, I know, but you are also very tough! You got this❤️
Not really seeing any comments here acknowledging how the current state of the economy/CoL is worse than the great depression, I think that's kind of relevant. I live in Ontario, Canada and every other person I know is in a completely precarious situation since housing and cost of living has become unaffordable to high income single people (or even couples here). It's become a complete dystopia in less than 5 years.
It's true that you should do what you can to elevate yourself, even if it is infinitely more difficult for you than anyone who currently owns a house or has reasonable rent. I don't suggest school though, find something niche and creative or a skill catering to women specifically.
If you work in tech, this could be private repair service (for example). There's a post about how scrotes steal nudes from women's phones and computers. That's just off the top of my head but still doesn't change the fact that the rug has been pulled and half the population has their head in their sand. Or they're directly benefiting from hoarding real estate.
I used to feel like you but things will get better. It's easier to apply for promotions or find a job that pays more when you have more work experience.
I get the frustration. I had a lv roomate who moved out and I got stuck taking over the lease because I didn't have enough money or helpers to move my stuff into a smaller place. I had been sick and raked up debt since I could hardly work when I was sick for months. My pickme brain keeps wanting to kick back in and tell me "just move in with your crush. Be roomates, split the bills" but my rationale mind knows better! Living with family isn't an option for me.
What I'm doing is I live in a cheaper area - not thr greatest neighborhood but safe enough for the cost. I commute into a job - a little over an hour each way in the traffic - because the job paid better than anything I could get locally - and I want the paystubs and stability of the income. I sell stuff online (similar to etsy) and while working full time at my regular job I still pull in about an extra grand via selling online.
So I'm rebuilding my credit after it got wrecked when I was sick and poor. It's harder not having a roomate to help control cost, and then I kept having big bill after big bill happen. Necessary things like insurance, needing some car repairs, etc. So I just couldn't get up no matter how much I ate cheaper meals at home, packed lunches to work, and shopped for necessities at discount stores or with coupons. I even stayed home and just worked or watched YouTube instead of going out. Of course though, nothing seemed to matter.
Finally though I've started to make headway - I paid off a credit card, paid down another one, and paid off about 1/3 of my loan. I should be able to pay the remainder of that loan by Christmas.
I've been thinking about seeking a female roomate closer to my job in the city so it's less of a commute but also someone to share costs with. Otherwise I can't swing living closer to work and otherwise the jobs closer to my place now just don't pay and are a lot of dead end jobs. I've thought about getting a certificate as tye job would pay about $60k to start but it'd be a lot more stress and hours - but then at least I could afford my own nicer, closer to the city, apartment.
I'm tired of the yard work, paying electric bills for central air when I dknt need the entire place cool. I'm tired of cleaning a whole place. I don't even use all the space. So every day I just start doing what I can to sell off stuff, donate stuff, and get bills paid down so I can try to make the move
Never stop looking. Use the FDS teachings for jobs. Upgrade your LinkedIn. Kepe learning. Keep doing certifications when you can find free ones. It's exhausting btu yeah never settle for a job for too long, learn what you can and then jump to higher salary and better position.
In my culture, it’s chill to live with my parents. Although, I want to move out.
I get what you mean. It’s impossible to be learn to be you without parental involvement and burdens.
networking, networking, networking. The old adage is true--it's not what you know, it's who you know. I figured out the game a little "late" or I would've made some slightly different descisions in college...