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I really want to sign up for this 6 months online course. If I pay in full it’s $1762 and instalment plan is 338 x 6 months = $2028, it’s a $266 dollar difference.
I’ve always been adamant on paying anything in full however I’m currently in process of moving countries and it would be really nice not to have 1762 go away at once even though it’s not the end of the world.
Does it ever make sense to do an instalment plan? I’m not sure if it’s dumb if I decide not to pay in full
If it's a resellers/ebay/Amazon/poshmark success class please don't buy it. They are a scam and some are actually AI generated.
Otherwise, try to pay all at once. It saves you money and trust me monthly payments on anything suck. They are just one more bill to budget for and then keep track of (make sure they are getting paid, autopay doesn't always work, and double checking to make sure you weren't overcharged. One tried billing me twice) upfront is the best.