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Hello ladies,
what are your financial tips for single life?
I'm 28F, single, have a full-time job and I'm currently studying applied computer science in order to get a better job, but this will take a while.
My salary isn't bad, but I live alone (after 10 years with roommates my mental health went south, so I decided to rent a small, cheap apartment) and I pay everything myself. I have no support system (except two good friends) as my family is poor and I can't expect any handouts or inheritance.
To be honest, it's quite hard to manage everything on my own - I live quite frugally, don't spend money on unnecessary things and I don't have a car so I'm able to pay rent and other necessary expenses, but at the end of the month I'm left with little money which I put on my savings account. I can't really afford any luxuries like vacations, nice clothes, eating-out, etc.
However, some women in my surroundings who are in relationships and live with their partner can split their rent and other living costs with him so they have more disposable income and it seems they have a 'better life' as they can buy a car by themselves, go on a vacation and generally enjoy life. Also, some women can buy a house with their partner and furnish it nicely, while I'm stuck renting in an almost empty apartment (I've moved in a month ago and can't really afford to buy all the furniture at once) and I really can't imagine buying a property ever, it's like an unattainable dream (esp. with the current prices).
I'm aware that many women are in abusive relationships they can't get out of because of the mortgage, etc., but the women I know seem to be quite happy with their partners/husbands who treat them well and help them with the chores, so I admit I'm a bit jealous of them.
What are your opinions on this topic?
Do not move in with a man simply to cut costs and do not move in with a man ever who has not married you.
Read the handbook.