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Learning about finance and mathematically-supported investing in diverse assets is one of my hobbies. I think more women need to be encouraged to invest. I'm one of those "worried optimists" who looks up gender ratios in professions (e.g. only 3-4% of hedge fund employees are women, and women are at large underrepresented in alternative investment fields, which include hedge funds and private equity and more) frequently because I want to encourage women to become financially abundant with knowledge (knowledge = power). How can I inspire more women — especially women of color like myself — to get into financial literacy? Do you all think I should create a LinkedIn or YouTube channel? Just for reference, I'm a 19-year-old at a great university on full scholarship, and I think I've just been so incredibly lucky in the opportunities I've received (yes hard work and luck are connected since hard work prepares you to take advantage of opportunity, but this doesn't change the fact that I was lucky to be offered opportunities that others might not have been).
What I'm worried about is this: I have noticed that outside of my prestigious school's bubble, a ton of women are not financially literate. What can I do to help other women grow their wealth? Should I start a nonprofit that mentors these women one-on-one into finance-related careers? I have really been thinking about starting some women + especially marginalized women-only initiative because I want to positively educate (and in turn that educates myself too) as many women as possible with financial skills for long-term wealth creation. Lately I've been thinking I should try to do personal outreach myself and cold email many high schools across the United States so that I can speak to their students about how I want to help them become financially literate and how they can reach me one-on-one for me to help them.
i love all of those ideas.
honestly, i would like some structured education on financial literacy because i don’t trust institutions or men with my money, i‘m a bit risk-averse, and when i think about taking the first steps towards opening a stock investment portfolio, i freeze in terror. it took me months to open a HYSA. i’ve listened to Her First 100K (Financisl Feminist) and even other podcasts on investing and it still is intimidating because i don’t feel like i have money to burn.
and maybe i’m burning it anyway because i‘m not getting the greatest ROI for what i AM spending my money on. i don’t know.
ironically, my “step uncle” is an investment banker in Chicago and is helping my brother, but all he has done for me is refuse to drop me off at an airport after our family reunion because he was worried about his immune system. (he was in remission from prostate cancer and i was not vaxxed at the time)
so yeah, it would be awesome to have some female experts help a sistah out since scrotes scrotes everywhere seem to do nothing but hoard knowledge and wealth and piss me off.
If you aren't qualified then don't join the other charlatan gurus on the internet. There are experts who are qualified who already share that information.
You want to start a nonprofit to educate women (and educate yourself too?) Talk about the blind leading the blind. Why would a high school want you as a speaker when you have no credentials to prove you know your stuff? These resources you're talking about trying to create already exist! If you've got the internet then you should practice digging into it and finding the credentialed experts amongst the trend chasers
https://open.spotify.com/episode/2eLAhZKlXylpcpLPOyvyEY?si=TK5uUeBMS-ulnfzV6sbEcg
I like the founder of Brownie God. She's a 23 year old who became a millionaire. If she got wifed up or listened to pickme parents she wouldn't be able to do this.
From your point here and in the career advice, my only thoughts are while I think women should have more rep. in finance and everywhere, I don't like the idea of pushing people of any kind into hedge funds lmao. I'm not keen on jobs who's sole existence is to make more money. 🙄 It's like saying there should be more women CEOs (of course) but in the USA these people make shit tons of money while the lowest level employees make peanuts, lawl. And not everyone wants to sacrifice 60/hrs a week to make 150k/year. :shrug: I'd rather my sweet work life balance at 40hr and not a minute more. Start a discussion group or club at your school. If you still like it, then see what you can do to make a non profit. Or try to join a similar non profit that offers opportunities to women.
I think a Youtube, possibly anonymous, is a great starting point. You have your own career and school to focus on it seems, and reaching out to schools would be a waste of your energy and resources. If you expand you may decide to start a group, on LinkedIn or Facebook, or a Tiktok making videos (I guess it's only us oldies still on LI and FB). Once you have engagement and a following you can probably get sponsorship from your local govt or companies. They love to pretend they care about issues like this.
Hi ladies, just wanted to say this: I technically wrote a very detailed book on financial freedom that is an "investing 101" + "frugality 101" + "budgeting 101" in-depth guide. If you all want the book for free, just comment an anonymous email, and I will email it to you. I used an alias to write the book. What's an anonymous email you use? And for full transparency, I used artificial intelligence to help me write most of the book, but I paraphrased the AI results such that everything sounds more natural and there is real value in the book. So technically I co-authored the book with artificial intelligence since not all the thoughts/language are my own XD.